Dear Readers,
Banking Awareness has been an important part of various competitive exams, so we are here with a series of Banking Awareness quizzes on a daily basis on our platform. Follow the quiz daily to improve your banking awareness.
हाल ही में किस निजी क्षेत्र के बैंक ने 10 वर्ष से अधिक उम्र के बच्चों को एसबीआई के बाद बचत बैंक खाता खोलने की अनुमति दी है:
ग्रामीण ऋण के क्षेत्र में 'माइक्रो-क्रेडिट' या 'गरीबों के साथ बैंकिंग' का दृष्टिकोण तुलनात्मक रूप से एक नई अवधारणा है। इस दृष्टिकोण को निम्नलिखित में से किस देश में बहुत सफलतापूर्वक आज़माया गया है?
भारत में माइक्रो फाइनेंस का नियामक है:
चेक काटने का अर्थ है:
निम्नलिखित में से कौन सा बैंक का प्राथमिक कार्य है?
निम्नलिखित में से कौन सा/से एक्सचेंज बैंक का कार्य है/हैं?
निम्नलिखित में से कौन सा सही ढंग से वर्णन करता है कि सबप्राइम ऋण क्या है?
किस बैंक ने एक वायरलेस उपकरण पेश किया है जो क्रेडिट और लेनदेन को अधिकृत करने के लिए एसएमएस का उपयोग करता है?
हमारे देश में मुद्रास्फीति को नियंत्रित करने के लिए भारतीय रिजर्व बैंक द्वारा निम्नलिखित में से कौन सा उपाय किया जाता है?
'बंधक' शब्द से आप क्या समझते हैं?
1. Which private sector bank recently allowed children above 10 years to open savings bank accounts after SBI:
a) PNB
b) HDFC
c) ICICI
d) HDBI
e) None of these
2. The approach of ‘Micro-Credit’ or ‘Banking with the poor’ is comparatively a new concept in the field of rural credit. This approach has been tried very successfully in which of the following countries?
(a) Bangladesh
(b) India
(c) China
(d) Japan
(e) None of these
3. The regulator of Micro Finance in India is:
(a) Finance Ministry
(b) Reserve Bank of India
(c) State Bank of India
(d) SEBI
(e) None of the above
4. Truncation of cheques means:
(a) The cheques in paper form will be retained by the collecting banker, and he will submit
(b) Entire clearing operations would be done only through computers
(c) Cheques will be scanned, and the electronic image, instead of the physical cheque, will be transmitted in the clearing cycle
(d) Debiting the drawer’s account through internet banking
(e) None of the above
5. Which of the following is a primary function of a bank?
(a) Collection and payment of cheques, rent, interest, etc., on behalf of their customers
(b) Buying, selling and keeping in safe custody the securities on behalf of their advice
(c) Acting as trustees and executors of the property of their customers on their advice
(d) Remitting money from one place to another through bank drafts or mail or telegraphic transfer
(e) Accepting deposits
6. Which of the following is/are the function(s) of an Exchange Bank?
(i) Remitting money from one country to another country
(ii) Discounting of foreign bills.
(iii) Buying and selling gold and silver.
(iv) Helping Import and Export Trade.
Select the correct answer.
(a) I and II
(b) II and III
(c) II and IV
(d) I, II and III
(e) All I, II, III and IV
7. Which of the following correctly describes what subprime lending is?
A. Lending to the people who cannot return the loans.
B. Lending to the people who are high-value customers of the banks.
C. Lending to those who are not a regular customer of a bank.
(a) Only A
(b) Only B
(c) Only C
(d) All, A, B and C
(e) A and C
8. Which bank has introduced a wireless appliance that uses SMS to authorise credit and transactions?
(a). UTI Bank
(b). CITI Bank
(c). ABN Amro
(d). ICICI Bank
(e). None of the above
9. Which of the following is a measure taken by the Reserve Bank of India to control inflation in our country?
(a) Increase in CRR
(b) Increase in SLR
(c) Contraction of supply of currency
(d) Raising of Repo/ Reserve Repo Rate
(e) Decrease the SLR
10. What do you understand by the term ‘Mortgage’?
(a) Sale of moveable security in the event of default by the borrower
(b) Registration of charge with the Registrar of Companies
(c) Making the security of immovable property available as a cover for a home loan by the borrower
(d) Registration of charge with the Regional Transport Authority
(e) Returning of the security to the borrower by the bank of receipt of full payment
Answers:-
Q.1 (C)
Q.2 (A)
Q.3 (D)
Q.4 (B)
Q.5 (A)
Q.6 (B)
Q.7 (A)
Q.8 (C)
Q.9 (D)
Q.10 (C)
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MAHENDRA GURU