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ANSWER KEYS: SI-CPO-2015

Bankers Guru
SSC has been uploaded the correct answer keys for various Test Forms used in SI-CPO-2015.

Correct Answer Keys. Click Here

Punjab National Bank SWO Second Joining List Released

Bankers Guru
Punjab National Bank has released the second list for joining for the post of Single Window Operator through CRP-CLERK-IV.


LIST OF THE SELECTED CANDIDATES FOR THE POST OF SINGLE WINDOW OPERATOR, RECRUITMENT THROUGH COMMON RECRUITMENT PROCESS (CRP-CLERK-IV), SCHEDULED TO JOIN THE BANK ON 27.07.2015 FOR THE STATES OF  BIHAR, CHHATTISGARH, DELHI,  HARYANA, PUNJAB, TAMIL NADU,  UTTAR PRADESH & UTTARAKHAND : CLICK HERE
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Greece's Debt Crisis

Bankers Guru
Greece, the weak link in the eurozone, is inching closer to defaulting on its debt. If the country goes bankrupt or decides to leave the 19-nation eurozone, the situation could create instability in the region and reverberate around the globe. here is a lowdown on the current crisis. 

What's the latest?


The European Central Bank said that it would not expand the emergency loan program that has been propping up Greek banks in recent weeks. But at the same time, the bank did not cut off support entirely, giving the Greek government some extra flexibility in the coming days.

Meanwhile in Greece, the Parliament approved a request from Prime Minister Alexis Tsipras for a public referendum on Greece's debt negotiations, to be held on 05th July 2015. Tsipras said he was calling the referendum because Greece's creditors — the International Monetary Fund, the European Central Bank and the eurozone countries had refused to negotiate in good faith and present a fair compromise.

The approval came after eurozone finance ministers rejected Greece's request to extend its existing bailout program past a deadline on 30th June 2015.

How did Greece get to this point?

Greece became the epicenter of Europe's debt crisis after Wall Street imploded in 2008. With global financial markets still reeling, Greece announced in October 2009 that it had been understating its deficit figures for years, raising alarms about the soundness of Greek finances. Suddenly, Greece was shut out from borrowing in the financial markets. By the spring of 2010, it was veering toward bankruptcy, which threatened to set off a new financial crisis.

To avert calamity, the so-called troika: the IMF, the European Central Bank and the European Commission issued the first of two international bailouts for Greece, which would eventually total more than 240 billion euros, or about $264 billion at today's exchange rates.

The bailouts came with conditions. Lenders imposed harsh austerity terms, requiring deep budget cuts and steep tax increases.

They also required Greece to overhaul its economy by streamlining the government, ending tax evasion and making Greece an easier place to do business.

Why do Greece and Europe disagree?


With Greece nearly bankrupt, the government struck a deal with European officials on Feb. 20 to extend the bailout program for at least four months and give Athens €7 billion in funds, if Tsipras made structural changes. But creditors say the plans Greece has submitted fall short, and they accuse Tsipras of trying to roll back the austerity measures unilaterally. 

Greece needs a deal to keep paying its creditors and to finance government operations. Athens seems to be betting that its creditors will want to reach a compromise to avoid the huge unknowns that could arise if Greece defaults or possibly leaves the euro.

If Greece has received billions in bailouts, why is there still a crisis?

The money was supposed to buy Greece time to stabilize its finances and quell market fears that the euro union itself could break up.

While it has helped, Greece's economic problems haven't gone away. The economy has shrunk by a quarter in five years, and unemployment is above 25 percent. The bailout money mainly goes toward paying off Greece's international loans, rather than making its way into the economy.

And the government still has a staggering debt load that it cannot begin to pay down unless a recovery takes hold. Many economists, and many Greeks, blame the austerity measures for much of the country's continuing problems.

The leftist Syriza party rode to power this year promising to renegotiate the bailout' Tsipras said that austerity had created a "humanitarian crisis" in Greece. But the country's exasperated creditors, especially Germany, blame Athens for failing to conduct the economic overhauls required under its bailout. They don't want to change the rules for Greece.

As the debate rages, the only thing everyone agrees on is that Greece is yet again running out of money and fast.

If things are so bad, shouldn't Greece just leave the eurozone?

At the height of the debt crisis a few years ago, many experts worried that Greece's problems would spill over into the rest of the world. If Greece defaulted on its debt and exited the eurozone, it could create global financial shocks bigger than the collapse of Lehman Brothers.

Debt in the European Union




Some people argue that if Greece were to leave the currency union now, it wouldn't be such a catastrophe. 

Europe has put up safeguards to limit the financial contagion, in an effort to keep the problems from spreading to other countries. Greece, just a tiny part of the eurozone economy, could regain financial autonomy with its own economy, these people contend and the eurozone would actually be better off without a country that seems to constantly need its neighbors' support.
Others say that's too simplistic a view. Despite the frustration of endless negotiations, European political leaders see a united Europe as an imperative. 

At the same time, they still haven't fixed some of the biggest shortcomings of the eurozone's structure by creating a more federal-style system of transferring money as needed among members; the way the United States does among its various states. 

They also worry that if Greece were to default and leave the eurozone, it could ignite turmoil in the financial markets that might stall the budding recovery in Europe and impede the United States' rebound.

What happens next?

Tsipras has said he doesn't want to take Greece out of the euro currency union. Chancellor Angela Merkel of Germany, Europe's paymaster, says the eurozone must stay together but not at any cost.
Right now, Greece must work out a deal to get some of the €7 billion to meet looming debt payments. It also has billions more in additional payments coming due later this year to the IMF and the European Central Bank. As a result, Greece might need to try securing yet another multibillion-euro bailout package its third since 2010.

Next week's referendum could test whether Greek citizens want to stay in the eurozone. New elections could also be held if Greece's financial situation worsens. Or Greece could test the willingness of Russia or China to help should talks with Europe falter.

The heavy betting is that Greece and Europe will find a way to muddle through the mess yet again even if many people might be quietly drawing up emergency plans.



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Computer Knowledge For RBI Assistant - 30.06.2015

Bankers Guru
Q. 1. Which of the following describes relational database?

(1) It provides relationship between integers

(2) It consists of separate tables of related data

(3) It retrieves data related to its queries

(4) It provides the relationship between floats

(5) It provides the relationship between table and browser

Ans. (2) Relational Database consists of separate tables of related data.

Q. 2. Find the odd one out?

(1) Projector

(2) Speakers

(3) Monitor

(4) Microphone

(5) Printer

Ans. (4) Microphone

Q. 3. A program for viewing webpages is called _______.

(1) Word Processor

(2) Spread sheet

(3) Protocol

(4) Browser

(5) Database

Ans. (4) Web Browser

Q. 4. Domain name Extension '.nic.in' is generally used for which of the following?

(1) Organization websites

(2) Educational Websites in India

(3) Companies in India

(4) e-governance websites

(5) None of these

Ans. (4) e-governance websites

Q. 5. _______ view shows how the content on printed page, along with footer and margin header, appear.

(1) Draft

(2) Full screen reading

(3) Outline

(4) Page layout

(5) Web Layout

Ans. (4) Page layout

Q. 6. What is the symbol for inbox in mail?

(1) BOX

(2) Envelope

(3) Upper Case 'I'

(4) Lower case 'I'

(5) Pin

Ans. (2) Envelope

Q. 7. '©' symbol in computers refers to ________.

(1) Copy

(2) Circled 'C'

(3) Copyright

(4) Italicized C

(5) Bold C

Ans. (3) '©' symbol in computers refers to Copyright.

Q. 8. Which of the following is a professional social networking site?

(1) Facebook

(2) Orkut

(3) Twitter

(4) LinkedIn

(5) None of these

Ans. (4) LinkedIn is a professional social networking site.

Q. 9. File ______ shrinks the size of a file so that it requires less storage space.

(1) Scanning

(2) Synthesizing

(3) Defragmenting

(4) Compression

(5) None of these

Ans. (4) Compression

Q. 10. Ctrl, shift, alt are called ____ keys.

(1) Adjustment

(2) Function

(3) Modifier

(4) Alphanumeric

(5) None of these

Ans. (3) Ctrl, shift, alt are called Modifier keys

IBPS : IMPORTANT NOTICE

Bankers Guru
IBPS has decided to launch online mechanism for lodging and redressal of grievance with effect from 1st July 2015 in connection with Common Recruitment Process undertaken by IBPS. If any candidate intends to register any grievance, he/she may click on the link under the heading “Candidate Grievance Lodging and Redressal Mechanism” on IBPS official website i.e. www.ibps.in .

Computer Quiz- 63

Bankers Guru
Q. 1. An email address typically consists of user id followed by____ and the domain name.

(1) @

(2) #

(3) &

(4) ∗

(5) .

Ans. (1) An email address typically consists of user id followed by@ and the domain name.

Q. 2. Which feature is used for monitoring all document changes?

(1) Edit Document

(2) Monitor Change

(3) Track Change

(4) Track all

(5) Track

Ans. (3) Track Change

Q. 3. Which of the following line spacing is invalid?

(1) Single

(2) Double

(3) Triple

(4) Multiple

(5) None of these

Ans. (3) Triple is not valid line spacing.

Q. 4. Which of the following is correct regarding Underline in MS-Word?

(1) Color of Underline can be change

(2) Style of Underline can be change

(3) Underline can be set using by shortcut key

(4) All of the above

(5) None of these

Ans. (4) All of above

Q. 5. What is the name of the feature that will allow you to take a step backward if you've made a mistake?

(1) Redo

(2) Cancel

(3) Undo

(4) Backspace

(5) Ctrl + x

Ans. (3) Undo the last action

Q. 6. To read through a document you may ________.

(1) Use the arrow key

(2) Dragging the scroll box on the scroll bar

(3) Use your ENTER key to go down line by line

(4) Only 1 & 2

(5) None of these

Ans. (4) Only 1 and 2

Q.7. Which of the following can you change using the page setup dialog box?

(1) margins

(2) page orientation

(3) vertical alignment

(4) all of the above 

(5) None of these

Ans. (4) All of above

Q.8. Ctrl + U is used to _____.

(1) Undelete the previously deleted text

(2) Undo the last changes

(3) Underline the document name

(4) Underline the selected text

(5) Redo the last action

Ans. (4) Underline the selected text

Q. 9. Which of the following is a function of UPS?

1) It limits damage caused by fluctuating levels of electricity

2) It provides battery backup for limited time

3) It delivers electronic messages via a bus

4) It conducts a power-on self-test or POST

5) None of these

Ans. (2) UPS provides battery backup for limited time

Q. 10. YouTube, which provides a service of streaming videos online is provided by ____.

(1) Google

(2) Microsoft

(3) IBM

(4) Apple

(5) Sony

Ans. (1) Google
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Know Your Organization - ITTO

Bankers Guru
The International Tropical Timber Organization (ITTO) is an intergovernmental organization that promotes conservation of tropical forest resources and their sustainable management, use and trade.

The organization was established under the International Tropical Timber Agreement (ITTA), which was sponsored by the United Nations Conference on Trade and Development and was ratified in 1985. Its mandate was renewed by the International Tropical Timber Agreement, 1994 and again by the International Tropical Timber Agreement, 2006, which aims to promote sustainable management and legal harvesting of forests that produce tropical timber, and to promote expansion and diversification of international trade in timber from these forests.

The governing body is the International Tropical Timber Council (ITTC). Half the votes on the ITTC are assigned to producing countries and half to consumers. Within each block, votes are assigned based on market share.

The ITTO was at first primarily a commodity organization, regulating the international trade in tropical timber. The original mandate mentioned conservation but did not give any details. In 1990 the ITTC proposed that by 2000 all exports of tropical timber would come from sustainably managed sources, and this goal was adopted. In 1987 the ITTO commissioned the Harvard Institute for International Development to prepare a review of current knowledge of multiple-use management of tropical forests. Of interest was the potential for non-timber forest products and services that could assist in sustaining the forests. HIID completed the study in 1988 and issued updated versions in 1990 and 1992.

Itto logo.gif
Formation1985
PurposeConserve & manage tropical forest resources
HeadquartersYokohama, Japan
Websitehttp://www.itto.int

RailTel Corporation of India Limited Recruitment 2015

Bankers Guru
RailTel Corporation of India Limited proposes to recruit suitable technical professionals in the fields of Data Centre, IT and MPLS. Applications are invited from dynamic and result oriented professionals for the posts of Senior Manager and Deputy Manager.

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Vocabulary - 29.06.2015

Bankers Guru
1. OVERAWE (VERB): amaze

Synonyms: astonish, flabbergast Antonyms: embolden, encourage

Example Sentence:

He overawed with his capacity to speak clearly on global politics. 


2. PRESCIENT (ADJECTIVE): having foresight

Synonyms: farsighted, perceptive Antonyms: ignorant, unaware

Example Sentence:

Damien Hirst was prescient and responded to the changing value system 15 years in advance.


3. PROSELYTIZE (VERB): convert, espouse

Synonyms: convince, persuade Antonyms: deny, renounce

Example Sentence:

Show your fire and proselytize with white hot intensity.


4. COMEUPPANCE (NOUN): deserved fate

Synonyms: retribution, recompense Antonyms: forgiveness, sympathy

Example Sentence:

Their efforts to hide this fact, and their eventual comeuppance, provides several hearty laughs.


5. PREFERMENT (NOUN): promotion or progress

Synonyms: advancement, improvement Antonyms: cessation, regression

Example Sentence:

Big figures with the dollar mark before them are the open sesame to social recognition and political preferment. 


6. JINGOISTIC (ADJECTIVE): aggressive, warlike

Synonyms: battling, belligerent Antonyms: kind, peaceful

Example Sentence:

There was a kind of jingoistic nationalism to media coverage. 


7. ABERRATION (NOUN): noun state of abnormality

Synonyms: oddity, peculiarity Antonyms: normality, conformity

Example Sentence:

Although there are no colors in the photograph, chromatic aberration will blur the image. 


8. ACQUIESCE (VERB): agree with some reluctance

Synonyms: accede, comply Antonyms: differ, oppose

Example Sentence:

Well, when an alligator demands your pajamas, all you can do is acquiesce.


9. BETROTHAL (NOUN): marriage

Synonyms: engagement, espousal Antonyms: separation, divorce

Example Sentence:

IN the course of the next day the first of the usual betrothal visits were exchanged.


10. CURSORY (ADJECTIVE): casual, hasty. 

Synonyms: desultory, perfunctory Antonyms: detailed, meticulous

Example Sentence:

And even a cursory look at his gallery of work makes its stealth and subversiveness abundantly clear.




BREAKING NEWS !!! IBPS TO HIRE 30000 CANDIDATES

Bankers Guru
Institute of Banking Personnel Selection (IBPS) has published notification for the Recruitment of 30,000 Vacancies through Online Exam (Preliminary & Main Examination) which will be conducted in October 2015 for the next Common Recruitment Process for selection of personnel for Probationary Officer/ Management Trainee (CWE PO/MT-V).




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Railway Recruitment Board Recruitment 2015

Bankers Guru

Government of India, Ministry of Railways, Railway Recruitment Board (RRB) has issued notification for the recruitment of 2786 Junior Engineer, Depot Material Superintendent, Chemical & Metallergical Assistant, Senior Section Engineer and Chief Depot Material Superintendent vacancies. 



  Centralized Employment Notice 01/2015 (JE Group & SSE Group)

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Know Your Organization - IMSO

Bankers Guru
The International Mobile Satellite Organization (IMSO) is the intergovernmental organization that oversees certain public satellite safety and security communication services provided via the Inmarsat satellites. Some of these services concern:

  • Global Maritime Distress Safety System (GMDSS) established by the International Maritime Organization (IMO)
  • Search and rescue co-ordinating communications
  • Maritime safety information (MSI) broadcasts
  • Aeronautical mobile satellite (route) service, or AMS(R)S, through compliance with the Standards and Recommended Practices (SARPs) established by the International Civil Aviation Organization (ICAO)
  • General communications


INMARSA

The International Maritime Satellite Organization (INMARSAT) was established under the auspices of the International Maritime Organization by the Convention on the International Maritime Satellite Organization, signed at London on 3 September 1976 and entered into force on 16 July 1979. The organization was modeled after Intelsat, an international consortium which provided satellite communications among the member countries.[citation needed] The Communications Satellite Corporation (COMSAT), a founding member of Intelsat, took the lead in the founding of Inmarsat.[citation needed] In coordination with the International Civil Aviation Organization in the 1980s, the convention governing INMARSAT was amended to include improvements aeronautical communications, notably for public safety.

The first Director General was appointed in January 1980 and operations began in 1982. Olof Lundberg, who had previously managed and developed mobile and specialized services at Swedish Telecom (now Telia), served as Director General and CEO until 1995.

IMSO

After several years of restructuring, In the mid-1990s, there was contrasting views among member states for the agency's future. There was a growing realization among the member states that the organization's business assets needed to be privatized, mainly because of the competitive nature of the satellite communication industry and the unwillingness of many member states to invest money into INMARSAT to improve its network. There were also many which believed in the importance of maintaining the organization's role in overseeing maritime satellite communication. The issue was resolved in a session in April 1998, which resulted in the Convention on the International Mobile Satellite Organization, in which the operational assets would be split and privatized while the agency would continue as a regulatory organization.

On 15 April 1999, INMARSAT became the International Mobile Satellite Organization (IMSO). At the time, the operational assets of INMARSAT were separated became Inmarsat Ltd., a private UK-based company which agreed to inherit, overseen by the IMSO, certain public safety obligations related to the satellite system's operation.

An agreement between the International Civil Aviation Organization (ICAO) and the IMSO was signed in Montreal, Canada, on 20 September 2000 and addresses the relationship between ICAO and IMSO. As of April 2015, Inmarsat has 100 state parties that represent approximately 95 per cent of the gross tonnage of the world's merchant fleet.


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