Banking Awareness Quiz For IBPS | RBI | SBI | NABARD | LIC | 05-12-2023

 

Dear Readers,

Banking Awareness has been an important part of various competitive exams, so we are here with a series of Banking Awareness quizzes on a daily basis on our platform. Follow the quiz daily to improve your banking awareness.

1-Legal Tender Money is____

कानूनी निविदा राशि ____ है

(1) Accepted only by the Government

(2) Accepted by the people and the Government as per the law

(3) Not accepted for business purposes by the law

(4) Not accepted by the government

(5) None of these

2-Stock exchange securities do not include ______

स्टॉक एक्सचेंज प्रतिभूतियों में ______ शामिल नहीं है

(1) Debentures of companies 

(2) Small debentures issued by port trusts

(3) Government promissory note 

(4) Participation certificates

(5) None of these

3-Which of the following is not commercial bank ?

निम्नलिखित में से कौन सा वाणिज्यिक बैंक नहीं है?

(1) Foreign Banks 

(2) Private Banks 

(3) RBI

(4) Regional Rural Banks 

(5) None of these

4-A non - negotiable crossing is a _____

एक गैर-परक्राम्य क्रॉसिंग एक _____ है

(1) Restricted crossing 

(2) Special crossing 

(3) Non- transferable crossing

(4) Parallel crossing 

(5) None of these

5-Which of the following statements are true about Working Capital ?

कार्यशील पूंजी के बारे में निम्नलिखित में से कौन सा कथन सत्य है?

(A) Working Capital is a financial metric which represents operating liquidity available to a

business, organization, or other entity, including government entity.

(B) Net working capital is calculated as current assets minus current liabilities

(C) The management of Working Capital involves managing inventories, accounts receivable

and payable, and cash.

(1) Only A 

(2) Only B 

(3) Only C

 (4) All are true 

(5) None of these

6-Floating Exchange Rate is also referred to as________

फ्लोटिंग एक्सचेंज रेट को ________ भी कहा जाता है

(1) Real Exchange Rate 

(2) Controlled Exchange Rate

(3) Fixed Exchange Rate 

(4) Flexible Exchange Rate

(5) None of these

7-Which of the following Negotiable Instruments can be crossed to the banks ?

निम्नलिखित में से किस परक्राम्य लिखत को बैंकों में स्थानांतरित किया जा सकता है?

(1) Cheques 

(2) Bills of Exchange 

(3) Drafts

(4) All of above 

(5) None of these

8-Certificates of Deposits can be issued for a minimum period of______

जमा प्रमाणपत्र न्यूनतम ______ अवधि के लिए जारी किए जा सकते हैं

(1) 1 year 

(2) 6 months 

(3) 4 months 

(4) 3 months 

(5) 45 days

9-When does the central Bank increase the minimum statutory cash reserve ratio of the commercial banks ?

केंद्रीय बैंक वाणिज्यिक बैंकों का न्यूनतम वैधानिक नकद आरक्षित अनुपात कब बढ़ाता है?

(1) When the economy is in deflationary condition

(2) When the central Bank aims credit expansion

(3) When the economy is in recession

(4) 1, 2 and 3

(5) None of these

10-Which one of the following represents capital adequacy ratio for commercial banks ?

निम्नलिखित में से कौन सा वाणिज्यिक बैंकों के लिए पूंजी पर्याप्तता अनुपात का प्रतिनिधित्व करता है?

(1) Ratio of capital to risk-weighted assets 

(2) Ratio of capital to advances

(3) Ratio of capital to short-term deposits

 (4) Ratio of capital to non-performing assets

(5) None of these

Answer-

1. 2

2.4

3. 3

4. 5

5.4

6. 4

7. 2

8. 4

9. 5

10. 1