Banking Awareness Quiz For IBPS | RBI | SBI | NABARD | LIC | 18-8-2023

 

Dear Readers,

Banking Awareness has been an important part of various competitive exams, so we are here with a series of Banking Awareness Quiz on a daily basis on our platform. Follow the quiz daily to improve your banking awareness.

Question 1: What is the primary purpose of the International Monetary Fund (IMF)?

अंतर्राष्ट्रीय मुद्रा कोष (IMF) का प्राथमिक उद्देश्य क्या है?

(1) Regulate interest rates

(2) Ensure fair competition among banks

(3) Provide financial assistance to countries facing balance of payments problems

(4) Combat money laundering

(5) Regulate foreign exchange transactions

Ans: (3) 

Question 2: What is the main purpose of the Gramm-Leach-Bliley Act?

ग्राम-लीच-ब्लिली अधिनियम का मुख्य उद्देश्य क्या है?

(1) Prevent money laundering

(2) Regulate foreign exchange transactions

(3) Combat bribery and corruption

(4) Enhance consumer privacy protections and promote competition among financial institutions

(5) Establish capital requirements for banks

Ans: (4) 

Question 3: What type of law deals with disputes arising from criminal offences, including financial crimes?

किस प्रकार का कानून वित्तीय अपराधों सहित आपराधिक अपराधों से उत्पन्न विवादों से निपटता है?

(1) Civil law

(2) Criminal law

(3) Administrative law

(4) Constitutional law

(5) Contract law

Ans: (2)

Question 4: Which law aims to promote the stability and safety of the U.S. financial system by reducing systemic risk?

किस कानून का उद्देश्य प्रणालीगत जोखिम को कम करके अमेरिकी वित्तीय प्रणाली की स्थिरता और सुरक्षा को बढ़ावा देना है?

(1) Dodd-Frank Wall Street Reform and Consumer Protection Act

(2) Sarbanes-Oxley Act

(3) Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA)

(4) Bank Holding Company Act

(5) Gramm-Leach-Bliley Act

Ans: (1) 

Question 5: What is the primary purpose of the Office of Foreign Assets Control (OFAC)?

विदेशी संपत्ति नियंत्रण कार्यालय (ओएफएसी) का प्राथमिक उद्देश्य क्या है?

(1) Regulate interest rates

(2) Prevent money laundering

(3) Combat bribery and corruption

(4) Enforce economic sanctions and ensure national security goals

(5) Regulate foreign exchange transactions

Ans: (4)

Question 6: What type of law governs the creation, operation, and dissolution of corporations and other business entities?

किस प्रकार का कानून निगमों और अन्य व्यावसायिक संस्थाओं के निर्माण, संचालन और विघटन को नियंत्रित करता है?

(1) Contract law

(2) Corporate law

(3) Intellectual property law

(4) Real estate law

(5) Tort law

Ans: (2) 

Question 7: What is the main purpose of the Securities and Exchange Commission (SEC)?

प्रतिभूति और विनिमय आयोग (एसईसी) का मुख्य उद्देश्य क्या है?

(1) Regulate monetary policy

(2) Combat money laundering

(3) Ensure fair competition among banks

(4) Regulate the securities industry and protect investors

(5) Facilitate international trade agreements

Ans: (4) 

Question 8: Which law provides protection to employees who report violations of federal securities laws by their employers?

कौन सा कानून उन कर्मचारियों को सुरक्षा प्रदान करता है जो अपने नियोक्ताओं द्वारा संघीय प्रतिभूति कानूनों के उल्लंघन की रिपोर्ट करते हैं?

(1) Dodd-Frank Wall Street Reform and Consumer Protection Act

(2) Sarbanes-Oxley Act

(3) Bank Secrecy Act (BSA)

(4) Gramm-Leach-Bliley Act

(5) Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA)

Ans: (2) 

Question 9: What is the main goal of the Community Development Financial Institutions (CDFI) Fund?

सामुदायिक विकास वित्तीय संस्थान (सीडीएफआई) फंड का मुख्य लक्ष्य क्या है?

(1) Regulate monetary policy

(2) Ensure fair competition among financial institutions

(3) Prevent money laundering

(4) Provide financial assistance to underserved communities and promote economic development

(5) Enhance consumer privacy protections

Ans: (4) 

Question 10: Which law requires lenders to provide specific disclosures to borrowers about the terms and costs of a mortgage loan?

किस कानून के अनुसार ऋणदाताओं को बंधक ऋण की शर्तों और लागतों के बारे में उधारकर्ताओं को विशिष्ट खुलासे प्रदान करने की आवश्यकता होती है?

(1) Truth in Savings Act (TISA)

(2) Fair Credit Reporting Act (FCRA)

(3) Electronic Fund Transfer Act (EFTA)

(4) Equal Credit Opportunity Act (ECOA)

(5) Truth in Lending Act (TILA)

Ans: (5)