OICL AO 2025 Notification Out | Details

 

RECRUITMENT OF 300 ADMINISTRATIVE OFFICERS (SCALE-I) IN THE ORIENTAL INSURANCE COMPANY LIMITED

The Oriental Insurance Company Limited., a leading Public Sector General Insurance Company & wholly owned by Government of India, invites applications for recruitment of 300 (285 Generalist and 15 Hindi Officers) Officers in Scale I cadre from open market.

Please note the Important Dates (Tentative):

Event	Date / Schedule
Online Registration commences from	1st Dec, 2025
Last Date for Online Registration	15th Dec, 2025
Payment of Application Fees	1st Dec, 2025, 6:30 PM to midnight of 15th Dec, 2025 (both days inclusive)
Tentative date of Online Examination – Preliminary (Tier I) (Both for Generalist & Hindi Officers)	10th Jan, 2026
Downloading of call letters for examination commences from	To be notified later
Tentative date of Online Examination – Mains (Tier II) (Both for Generalist & Hindi Officers)	28th Feb, 2026

Candidates should apply through On-Line mode only. No other means/mode of application will be accepted.

OICL AO 2025  Notification Video  

OICL AO 2025 Official Notification

Vacancies:

Discipline	No. of Posts	UR	OBC	SC	ST	EWS
Generalist	285	123	68	42	24	28
Hindi (Rajbhasha) Officers	15	7	4	2	1	1

*Including Backlog Vacancies (ST-02, OBC-02 & PwBD-04)

Abbreviations stand for:

UR: Un-reserved; OBC: Other Backward Classes; SC: Scheduled Caste; ST: Scheduled Tribe; EWS: Economically Weaker Section; PwBD: Persons with Benchmark Disabilities; a: Blindness and Low Vision; b: Deaf and Hard of Hearing; c: Locomotor Disability including Cerebral Palsy, Leprosy Cured, Dwarfism, Acid Attack Victims and Muscular Dystrophy; d: Autism, Intellectual Disability, Specific Learning Disability and Mental Illness; e: Multiple Disabilities from amongst persons under clauses (a) to (d) including deaf-blindness;

The above vacancies are provisional and the Company reserves the right to vary the same according to the actual requirements of the Company at the material time.

i) Candidates belonging to OBC category but coming in the “CREAMY LAYER” are not entitled to OBC reservation and age relaxation. They should indicate their category as GENERAL.

ii) The reservation under various categories will be as per prevailing Government Guidelines at the time of finalization of result.

iii) Reservation for Economically Weaker Section (EWS) in recruitment is governed by Office Memorandum no. 36039/1/2019-Estt (Res) dated 31.01.2019 of Department of Personnel & Training, Ministry of Personnel, Public Grievance & Pensions, Government of India.

Disclaimer: “EWS vacancies are tentative and subject to further directives of Government of India and outcome of any litigation. The appointment is provisional and is subject to the Income & Asset certificate being verified through the proper channels.”

Note: Candidate should apply for any ONE discipline only. In case of multiple Applications (within the same discipline or across the disciplines) only the latest valid (completed) application will be retained and the application fee / Intimation charges paid for the other motile registration(s) will stand forfeited.

Service Conditions

The service conditions will be applicable as per the prevalent rules of the Company from time to time. Selected candidates on appointment may be posted or transferred to any place in India as may be decided by the Company as per requirement.

The minimum stay at the initial place of posting will be 3 years. Candidates selected as Hindi Officers may be required to continue in the same specialization for a minimum period of 5 years or any further time as decided as per discretion of the Company. They will, however, continue to be eligible for promotions as per Company norms.

Emoluments & Benefits

Basic pay of Rs.50925/- in the scale of Rs.50925-2500(14)-85925-2710(4)-96765 and other admissible allowance as applicable. At present total emoluments will be approximately Rs.85000/- p.m. in Metropolitan Centers. Other benefits such as Pension under New Pension system governed by PFRDA, Gratuity, LTS, Medical Benefits, Group Personal Accident Insurance etc. shall be as per rules. The Officers are also entitled for Company’s / leased accommodation as per norms

Probation

A candidate appointed in the Officers’ cadre on regular pay rolls of the Company shall be on probation for a period of one year from the date of joining the duty. The probation period may be extended twice by a further period of six months at a time, stretching up to one year. During the probation period the Officers would be required to pass the non-life “Licentiate Examination” conducted by Insurance Institute of India. Only after passing the said examination the Officer will be eligible for confirmation of his/her services in the Company. Failure to pass the said Examination within the extended probation period will render the officer liable to be terminated from service on expiry of the period so specified.

The Company reserves the right to terminate the services of the candidate if found unsuitable at any time during the probation period or the extended probation period without any notice or assigning any reason thereof

Guarantee Bond

Before joining as probationer, the selected candidates will be required to give an undertaking to serve the Company for a minimum period of four years including the probation period. In the event of their resigning from the Company before the expiry of the bond period, they will be liable to pay liquidated damages equivalent to one year’s gross salary paid to them during the year of probation which could be proportionately reduced depending on the length of service rendered. Besides, he/she will have to submit a stamped Bond duly executed by two sureties (not blood relatives), of sound financial standing for an amount equivalent to one year’s gross salary.

Candidates resigning from the Company during the probation period and candidates whose services are Please note that the eligibility criteria specified herein are the basic criteria for applying for the post. At the time of interview, the Candidates must necessarily produce the relevant documents in original and a self-attested photocopy in support of their identity and eligibility pertaining to category, nationality, age, educational qualifications etc. as indicated in the online application form. Please note that no change of application data will be permitted at any stage after completion of registration process of the online application. Merely applying for the post and being shortlisted in the online examination and/or in the subsequent interview and/or subsequent processes does not imply that a candidate will necessarily be offered employment in the Company.

No request for considering the candidature under any category / post other than the one in which applied will be entertained. terminated by the Company during the probation period shall be liable to pay the salary received by them during their entire service in the Company in addition to an amount of Rs.40,000/-towards partial cost of training. No lien/bond executed to retain a substantive post with present employer will be binding upon the Company and no Leave Salary or Pension Contribution will be made.

Selection Procedure

Phase-I: Preliminary Examination (Applicable for both Generalist and Hindi Officer)

Preliminary Examination consisting of Objective Tests for 100 marks will be conducted online. This test would be of 1 hour duration consisting of 3 sections as follows:

S. No	Name of Test/Section (Not in Sequence)	Type of Test	Max. Marks	Duration for each test/section (Separately timed)	Version
1	English Language	Objective	30	20 minutes	English
2	Reasoning Ability	Objective	35	20 minutes	Eng / Hindi
3	Quantitative Aptitude	Objective	35	20 minutes	Eng / Hindi
Total (Aggregate)	—	—	100	—	—

Candidates have to qualify in each test by securing passing marks to be decided by the Company. Adequate number of candidates in each category as decided by the Company (approximately 20 times the numbers of vacancies subject to availability) will be shortlisted for the Main Examination.

Phase – II: Main Examination

Part A: Applicable for Generalists only

Main Examination will consist of Objective Tests for 200 marks and Descriptive Test for 30 marks. Both the Objective and Descriptive Tests will be online. Candidates will have to answer Descriptive Test by typing on the computer. Immediately after completion of Objective Test, Descriptive Test will be administered

(I) Objective Test: The Objective Test of 2.5 hours’ duration will be as follows. There will be separate timing for every section. 5 minutes of time before the start of exam will be provided for the text to be written in the space provided on the call letter

Sr. No.	Name of Test	Type of Test	No. of Questions	Max Marks	Medium of Exam	Duration for each test/section (Separately timed)
1	Test of Reasoning	Objective	45	45	Eng / Hindi	45 Minutes
2	Test of English Language	Objective	40	40	Eng	30 Minutes
3	Test of General Awareness	Objective	40	40	Eng / Hindi	20 Minutes
4	Test of Quantitative Aptitude	Objective	40	40	Eng / Hindi	40 Minutes
5	Test of Computer Knowledge	Objective	35	35	Eng / Hindi	15 Minutes
Total	—	—	200	200	—	150 Minutes

Name of Test	Type of Test	No. of Questions	Max Marks	Medium of Exam	Duration
English Language (Essay – 20 marks & Précis – 10 marks)	Descriptive	2	30	Eng	30 Minutes

(ii) Descriptive Test:

The descriptive Test of 30 Minutes duration with 30 marks will be a Test of English Language (Essay – 20 marks & Précis – 10). The descriptive test will be in English and will be conducted through online mode.

Candidates will be required to obtain a minimum score for each section separately of objective test for short listing for the Descriptive Test evaluation i.e., the descriptive answer script would be evaluated only in respect of those candidates who qualify the objective test. Depending on the number of vacancies, cut offs will be decided for Descriptive Papers evaluation i.e. there will also be a separate cut-off marks for the Descriptive Test. The Descriptive test will be qualifying in nature and the marks scored in the Descriptive test will not be counted towards short listing for interview or final selection.

Each candidate will be required to obtain a minimum total score (to be decided by the Company according to number of vacancies) in the objective test (Main Examination) and qualify in the descriptive test for short listing for the Interview.

Candidates will be shortlisted for Interview on the basis of overall marks scored in Main Examination after evaluation as above.

Part B. - Applicable for Hindi Officers only

Main Examination will consist of Objective Tests for 200 marks and Descriptive Test for 50 marks. Both the Objective and Descriptive Tests will be online. Candidates will have to answer Descriptive Test by typing on the computer. Immediately after completion of Objective Test, Descriptive Test will be administered.

(I) Objective Test: The Objective Test of 2 hours’ duration will be as follows. There will be separate timing for every section. 5 minutes of time before the start of exam will be provided for the text to be written in the space provided on the call letter

The online written exam of 3 Hours duration will be conducted for Hindi (Rajbhasha) Officers

Sr. No.	Name of Test	Type of Test	No. of Questions	Max Marks	Medium of Exam	Duration for each test/section (Separately timed)
1	Test of Reasoning	Objective	25	25	Eng / Hindi	30 Minutes
2	Test of English Language	Objective	25	25	Eng	20 Minutes
3	Professional Knowledge (Test of Hindi and English grammar/ vocabulary & knowledge of Act/ Rules regarding Official Language implementation, Translation (English to Hindi and Hindi to English))	Objective	50	100	Eng and/or Hindi	50 Minutes
4	General Awareness	Objective	25	25	Eng / Hindi	10 Minutes
5	Test of Computer Knowledge	Objective	25	25	Eng / Hindi	10 Minutes
Total	—	—	150	200	—	120 Minutes

Name of Test	Type of Test	No. of Questions	Max Marks	Medium of Exam	Duration
English and Hindi Language (English Essay – 10 marks, Hindi Essay – 10 marks, Letter writing (Hindi) – 10 marks, English to Hindi Translation – 10 marks & Hindi to English Translation – 10 marks)	Descriptive	5	50	Eng and/or Hindi, as applicable for a particular question	60 Minutes

(ii) Descriptive Test:

The descriptive Test of 60 Minutes’ duration with 50 marks will be a Test of English and Hindi Language (English Essay – 10 marks, Hindi Essay – 10 marks, Letter writing (Hindi) – 10 marks, English to Hindi Translation – 10 marks & Hindi to English Translation – 10 marks). The descriptive test will be in English and/or Hindi and will be conducted through online mode. Questions will be displayed on the screen of the computer. Answers are to be typed using the keyboard.

For Hindi typing, the candidates should have knowledge of the following key-board layout:

i. Inscript

ii. Remington (GAIL) Before start of typing answers to questions in Descriptive Paper please check all key functions of the keyboard.

The Candidates will get 60 minutes to answer the questions. Each candidate will be required to obtain a minimum score for each section separately to be eligible for short listing for the interview.

Further, each candidate will be required to obtain a minimum total score (to be decided by the Company according to number of vacancies) in the Written Examination for short listing for the Interview.

Penalty for Wrong Answers (Applicable to both – Preliminary and Main Examination (objective tests):

The objective test except on “English Language” will be bilingual (in English and in Hindi). All objective type questions will be with alternative choices out of which one will be correct answer. The candidate has to select the correct answer and “mouse click” that alternative which he or she feels correct. There will be penalty for wrong answers marked in the Objective Tests. Each question for which a wrong answer has been given by the candidate, one-fourth of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is marked by the candidate; there will be no penalty for that question. The alternative/option that is clicked on will be highlighted and will be treated as answered to that question. The Company reserves the right to modify the structure of the examination which will be intimated through its website.

Candidates will be shortlisted for Interview on the basis of overall marks scored in Main Examination after evaluation as above.

PART C - INTERVIEW

Generalist and Hindi (Rajbhasha) Candidates who have been shortlisted based on online Phase – II (Mains Examination) will subsequently be called for an Interview to be conducted by the Company, up to three times the number of vacancies of respective stream/category. Interview will be conducted at select centres. The centre, address of the venue, time & date of Interview will be informed to the shortlisted candidates in the call letter. Candidates are required to download their interview call letters from company’s website. Please note that any request regarding change in date, centre etc. of interview will not be entertained. However the company reserves the right to change the date/ venue/ time/ centre etc. of interview or hold supplementary process for particular date / session / venue / centre / set of candidates at its discretion, under unforeseen circumstances, if any.

FINAL SELECTION

The combined final score of candidates shall be arrived at on the basis of scores obtained by the candidates in the online Main Examination (Objective test) and Interview. The weightage (ratio) of online Main Examination and Interview will be 80:20 respectively. Candidates will have to secure minimum qualifying marks in the interview which will be decided by the Company in due course. Scores of the candidates failing to secure minimum qualifying scores or otherwise barred from the interview or further process may not be disclosed. The final merit list shall be prepared in descending order of the consolidated marks secured by the candidates. A candidate should be sufficiently high in the merit to be shortlisted for subsequent recruitment process, details of which will be made available subsequently on Company’s website.

In the event of two or more candidates having obtained the same consolidated score, final merit is decided in the following order: a) Marks secured in interview (candidate securing higher marks in interview shall be placed before/ above the candidate securing lesser marks). If interview marks are same, then b) date of birth (candidate senior in age is placed before/ above the candidate junior in age).

Appointment of selected candidates is subject to their being found medically fit as per the requirements of the Company. Such appointment will also be subject to the service and conduct rules of the Company.

The candidates are advised to satisfy themselves before they apply, that they fulfill requirement as to age and qualification (final result for the qualification must have been published on or before 30.11.2025 and if found ineligible, their candidature will be cancelled at any stage of recruitment process.

Appearing in the ONLINE MAIN/ EXAMINATION & INTERVIEW will not automatically confer any right of being selected for the said post.

HOW TO APPLY

Detailed Guidelines/Procedures for:

A. Application Registration

B. Payment of Fees

C. Document Scan and Upload

Candidates can apply online only from 01st Dec, 2025 to 15th Dec, 2025 (both dates inclusive) and no other mode of application will be accepted.

APPLICATION PROCEDURE:

1. Candidates to go to the Company’s website https://orientalinsurance.org.in and click on the option "APPLY ONLINE" which will open a new screen.

2. To register application, choose the tab "Click here for New Registration" and enter Name, Contact details and Email-id. A Provisional Registration Number and Password will be generated by the system and displayed on the screen. Candidate should note down the Provisional Registration Number and Password. An Email & SMS indicating the Provisional Registration number and Password will also be sent.

3. In case the candidate is unable to complete the application form in one go, he / she can save the data already entered by choosing "SAVE AND NEXT" tab. Prior to submission of the online application candidates are advised to use the "SAVE AND NEXT" facility to verify the details in the online application form and modify the same if required. Visually Impaired candidates should fill the application form carefully and verify/ get the details verified to ensure that the same are correct prior to final submission.

4. Candidates are advised to carefully fill and verify the details filled in the online application themselves as no change will be possible/ entertained after clicking the COMPLETE REGISTRATION BUTTON.

5. The Name of the candidate and his /her Father/ Husband etc. should be spelt correctly in the application and should be the same as it appears in the Certificates/ Mark sheets as well as on the Identity Proof. Any change/alteration found may disqualify the candidature.

6. Validate your details and Save your application by clicking the 'Validate your details' and 'Save & Next' button.

7. Candidates can proceed to upload Photo & Signature as per the specifications given in the Guidelines for Scanning and Upload of Photograph and Signature detailed under point "C".

8. Candidates can proceed to fill other details of the Application Form.

9. Click on the Preview Tab to preview and verify the entire application form before COMPLETE REGISTRATION.

10. Modify details, if required, and click on 'COMPLETE REGISTRATION' ONLY after verifying and ensuring that the photograph, signature has been uploaded and other details filled by you are correct.

11. Click on 'Payment' Tab and proceed for payment.

12. Click on 'Submit' button.

Application Fee (Non-Refundable)

Payable on-line from 01st Dec, 2025 to 15th Dec, 2025 (both dates inclusive)

Category	Fees
SC / ST / PwBD	Rs. 250/- (incl. of GST) (Intimation Charges only)
All candidates other than SC / ST / PwBD	Rs. 1000/- (incl. of GST) (Application fee including intimation charges)

*The transaction charge, if applicable, is to be borne by the candidate.

Fee/ Intimation charges once paid will NOT be refunded on any account nor can it be held reserve for any other examination or selection.

PAYMENT OF FEES (ONLINE MODE ONLY):

13. The application form is integrated with the payment gateway and the payment process can be completed by following the instructions.

14. The payment can be made by using Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/ Mobile Wallets.

15. After submitting your payment information in the online application form, PLEASE WAIT FOR THE INTIMATION FROM THE SERVER. DO NOT PRESS BACK OR REFRESH BUTTON IN ORDER TO AVOID DOUBLE CHARGE.

16. On successful completion of the transaction, an e-receipt will be generated.

17. Non-generation of 'E-receipt' indicates PAYMENT FAILURE. On failure of payment, Candidates are advised to login again using their Provisional Registration Number and Password and repeat the process of payment.

18. Candidates are required to take a printout of the e-receipt and online Application Form containing fee details. Please note that if the same cannot be generated, online transaction may not have been successful.

19. For Credit Card users: All charges are listed in Indian Rupee. If you use a non-Indian credit card, your bank will convert to your local currency based on prevailing exchange rates.

20. To ensure the security of your data, please close the browser window once your transaction is completed.

21. There is facility to print application form containing fee details after payment of fees.

Nationality

A candidate applying for recruitment in the Company must be either-

(a) a citizen of India, or (b) a subject of Nepal, or (c) a subject of Bhutan,

or (d) a Tibetan refugee who came over to India before 1st January, 1962 with the intention of permanently settling in India, or

(e) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India. Provided that a candidate belonging to categories (b), (c), (d) and (e) shall be a person in whose favour a certificate of eligibility has been issued by the Government of India

Age as on 30.11.2025

Minimum Age: 21 years Maximum Age: 30 years, as on 30.11.2025 i.e. a candidate must have been born not earlier than 1st Dec, 1995 and not later than 30.11.2004 (both dates inclusive).

Relaxation in upper age limit shall be as follows:

S. No.	Category	Age Relaxation
1	Scheduled Caste / Scheduled Tribe	5 years
2	Other Backward Classes (OBC – Non-creamy layer)	3 years
3	Persons with Benchmark Disabilities as defined under “The Rights of Persons with Disabilities Act, 2016”	10 years
4	Ex-Servicemen, Commissioned Officers including ECOs/SSCOs who have rendered at least 5 years military service as on 30.11.2025 and meet the prescribed conditions	5 years
5	Defence service personnel disabled in operation during hostilities with any foreign country or in a disturbed area and released as consequence thereof	3 years
6	Widows, Divorced women and women legally separated from their husbands, who have not remarried	9 years
7	Existing Confirmed Employees of Public Sector General Insurance Companies (including GIC & Agriculture Insurance Company of India Ltd.)	8 years

Note

i. In case of a candidate who is eligible for relaxation under more than one of the above categories, the age relaxation will be available on a cumulative basis subject to the maximum age not exceeding 45 years.

ii. Candidates seeking age relaxation will be required to submit copies of necessary certificate(s) and produce the original certificate(s) for verification at the time of interview and /or any subsequent stage of recruitment process.

iii. If a person with disability is entitled to age concession by virtue of being an Existing Confirmed Employee of Public Sector General Insurance Companies (including GIC & Agriculture Insurance Company of India Ltd.), concession to him/her will be admissible either as a ‘person with disability’ or as a ‘Existing Confirmed Employee of Public Sector General Insurance Companies (including GIC & Agriculture Insurance Company of India Ltd.)’ whichever may be more beneficial to him/her.

iv. In case of an Ex-serviceman who has once joined in a Govt. job on the civil side after availing the benefits given to him as an Ex-serviceman for his re-employment, his Ex-servicemen status for the purpose of reemployment in Government ceases. However, he/she will be eligible for age relaxation as applicable to ex-servicemen.

v. An Ex- serviceman, who applies for various vacancies before joining any civil employment, can avail the benefit of reservation as Ex-serviceman for any subsequent employment. However, to avail of this benefit, an ex-serviceman, as soon as he/she joins any civil employment, should give self-declaration/undertaking to the concerned employer about the date-wise details of application for various vacancies for which he/she had applied for before joining the initial civil employment. Further, this benefit would be available only in respect of vacancies which are filled on direct recruitment and wherever reservation is applicable to the ex-servicemen.

vi. There is no reservation for Ex-servicemen in Officers’ Cadre.

Educational Qualification (as on 30.11.2025)

Candidates should possess certificate in proof of passing the qualifying examination as on 30.11.2025

The minimum Educational Qualifications required for various disciplines are:

1. Generalist Officers

Graduate / Post Graduate in any stream from a recognized University with at least 60% marks in either of the degree examination (at least 55% for SC/ST) candidates

2. Hindi (Rajbhasha) Officers

Master’s Degree from a recognized University in Hindi with English as a compulsory or elective subject or as the medium of examination at the degree level with 60% marks (for SC/ST 55% marks) OR

Master’s Degree from a recognized University in English with Hindi as a compulsory or elective subject or as the medium of examination at the degree level with 60% marks (for SC/ST 55% marks) OR

Master’s Degree from a recognized University in any subject other than Hindi or English, with Hindi medium and English as a compulsory or elective subject or as the medium of examination at the degree level with 60% marks (for SC/ST 55% marks) OR

Master’s Degree from a recognized University in any subject other than Hindi or English, with English medium and Hindi as a compulsory or elective subject or as the medium of examination at the degree level with 60% marks (for SC/ST 55% marks) OR

Master’s Degree from a recognized University in any subject other than Hindi or English, with Hindi and English as the compulsory or elective subjects or either of the two as a medium of examination and the other as a compulsory or elective subject at the degree level with 60% marks (for SC/ST 55% marks).

Note:

1. Educational qualification should be from a University/Institution/Board recognized by Govt. of India/approved by Govt. Regulatory Bodies and the result should have been declared on or before 30.11.2025.

2. Proper document from Board / University for having declared the result on or before 30.11.2025 has to be submitted at the time of interview.

3. The candidate must possess valid mark-sheet / Degree Certificate of the necessary qualification as on 30.11.2025.

4. The percentage marks shall be arrived at by dividing the total marks obtained by the candidate in all the subjects in all semester(s)/year(s) by aggregate maximum marks in all the subjects irrespective of honours /optional/additional optional subject, if any. This will be applicable for those Universities also where Class/Grade is decided on basis of honours marks only. The fraction of percentage so arrived will be ignored i.e. 59.99% will be treated as less than 60%

5. Where CGPA/OGPA are awarded, the candidate will have to produce a certificate issued by the appropriate authority inter alia stating the norms of the University regarding conversion of grade into percentage and the percentage of marks scored by the candidate in terms of norms.

For More Details Click below

OICL AO 2025 Official Notification