Recruitment of Assistant Administrative Officers (AAO) Generalist-32nd Batch
Life Insurance Corporation of India (LIC) invites online applications from eligible Indian Citizens for appointment to the post of Assistant Administrative Officer (AAO-Generalist). Candidates should apply through On-line mode only. No other means/mode of application will be accepted.
The tentative schedule of events shall be as under:
| Activity | Dates |
|---|---|
| Start date for Online Registration of Applications and Online Payment of Application Fee/ Intimation Charges | 16.08.2025 |
| Last date for Online Registration & Online Payment of Application Fee/Intimation Charges | 08.09.2025 |
| Download of Call Letter for Online Examination | 7 days before examination |
| Dates of Online Examination – Preliminary (tentative) | 03.10.2025 |
| Dates of Online Examination – Main (tentative) | 08.11.2025 |
Candidates are required to regularly check authorized LIC website www.licindia.in > Careers for details and updates in respect of the present application. Any information published on the website shall be deemed as being notified “LIC reserves the right to modify the schedule of events in case of any exigencies”.
Vacancies
Reservation for Scheduled Castes, Scheduled Tribes, Other Backward Classes, Economically Weaker Section (EWS) and Persons with Benchmark Disabilities shall be as under:
| Reservation | SC | ST | OBC | EWS | UR | TOTAL | LD | VI | HI | ID/MD |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Year | 51 | 22 | 88 | 38 | 142 | 341 | 4 | 4 | 3 | 3 |
| Backlog | 0 | 6 | 3 | - | - | 9 | 0 | 0 | 3 | 3 |
| Total | 51 | 28 | 91 | 38 | 142 | 350 | 4 | 4 | 6 | 6 |
Abbreviations: SC: Scheduled Caste; ST: Scheduled Tribe; OBC: Other Backward Classes; EWS: Economically Weaker Section; UR: Unreserved; PwBD: Persons with Benchmark Disabilities; LD: Locomotor disability; VI: Visual Impairment; HI: Hearing Impairment; ID: Intellectual disability; MD: Multiple Disability
The total number of vacancies and the reserved vacancies are provisional and may vary according to the actual requirements of LIC. The reservation under various categories will be as per prevailing Government guidelines at the time of finalization of result. No candidate shall have any vested right to appointment on the basis of the number or distribution of vacancies advertised.
Note: Candidate should apply for ONE post only in respect of post notified on 16.08.2025 for AAO Generalist, Specialists and Assistant Engineer. In case of multiple applications for one post or more posts, the latest valid(completed) application will be retained and the application fee/ intimation charges paid for the other multiple registration(s) will stand forfeited without any reference to the candidate Further, multiple attendance/ appearance by a candidate at the time of interview / joining will result in rejection/ cancellation of candidature, summarily.
Exam Pattern 2025
Phase I: Preliminary Examination:
Preliminary Examination consisting of objective test will be conducted online. The test will have three sections (with separate timings for each section). There will be NO negative marks. Candidates will have to qualify in each of the sections separately
| Section | Name of the test | Number of Questions | Maximum Marks | Minimum Qualifying Marks (SC/ST/PWBD) | Minimum Qualifying Marks (Others) | Duration |
|---|---|---|---|---|---|---|
| 1 | Reasoning Ability | 35 | 35 | 16 | 18 | 20 Minutes |
| 2 | Quantitative Aptitude | 35 | 35 | 16 | 18 | 20 Minutes |
| 3 | English Language with special emphasis on grammar, vocabulary and comprehension | 30 | 30** | 9 | 10 | 20 Minutes |
| Total | 100 | 70 | 1 hour |
**English Language test will be of qualifying nature and the marks in the English Language will not be counted for ranking. Candidates equal to 20 times of the number of vacancies in each category, subject to availability, will be shortlisted for the Main examination.
Phase-II : Main Examination:
Main examination will consist of objective tests for 300 marks and descriptive test for 25 marks. Both the objective and descriptive tests will be online. The objective test will have separate timing for every section. Candidates will have to answer descriptive test by typing on the computer. Descriptive test will be administered immediately after the completion of the objective test. There will be NO negative marks. Candidates have to qualify in each of the sections separately
| Section | Name of the test | Number of Questions | Maximum Marks | Minimum Qualifying Marks (SC/ST/PWBD) | Minimum Qualifying Marks (Others) | Duration |
|---|---|---|---|---|---|---|
| 1 | Reasoning Ability | 30 | 90 | 40 | 45 | 40 minutes |
| 2 | General Knowledge, Current Affairs | 30 | 60 | 27 | 30 | 20 minutes |
| 3 | Data Analysis & Interpretation | 30 | 90 | 40 | 45 | 40 minutes |
| 4 | Insurance and Financial Market Awareness | 30 | 60 | 27 | 30 | 20 minutes |
| Total | 120 | 300 | 2 hours | |||
| 5 | English Language Descriptive Paper (Communication Skills: Emails, Reports, Situation Analysis & Precis Writing) | 2 | 25** | 9 | 10 | 30 Minutes |
** Descriptive test of English Language will be of qualifying nature and the marks thereof will not be counted for ranking Descriptive paper of only those candidates will be evaluated who qualify in the objective part of main examination.
LIC reserves the right to modify the structure of the examination which will be intimated through its website. Other detailed information regarding the examination will be given in an Information Handout which will be made available for the candidates to download along with the call letters from the LIC website (www.licindia.in) under the head Careers. Candidate MUST pass in each Section separately and should also obtain minimum marks in the aggregate to qualify for the online examinations (Preliminary and Main) and the interview. The responses (answers) of individual candidates with other candidates would be analyzed to detect patterns of similarity of right and wrong answers. If in the analytical procedure adopted in this regard, it is inferred/concluded that the responses have been shared and scores obtained are not genuine/valid, LIC reserves the right to cancel the candidature of the concerned candidate and the result of such candidates (disqualified) will be withheld. The Corporation shall have the absolute right to conduct, at any stage, a detailed analysis of candidates’ responses— both correct and incorrect—across examinations, for the purpose of detecting patterns indicative of copying, collusion, use of unfair means, or any other malpractice. If, on the basis of such analytical procedures or any other investigative method adopted, the Corporation forms the opinion—whether conclusively proven or not—that a candidate’s scores are not genuine or valid, the candidature shall be cancelled forthwith and such candidate shall stand disqualified. In such cases, the result of the candidate will be withheld permanently, and the Corporation may, at its sole discretion, also debar the candidate from future recruitment processes for such period as it deems appropriate.
The minimum marks to be obtained in each Section is mentioned separately above and cut off marks for each section and in the aggregate shall be decided by LIC. Descriptive test of English Language is of qualifying nature and the marks in this test will not be counted for ranking.
Phase-III: Interview
Marks obtained in the Main Examination only will be considered for shortlisting for interview.
I. Maximum Interview marks are 60 and qualifying marks for EWS, Unreserved and OBC candidates are 30. Qualifying marks for SC/ST/PwBD candidates are 27. Candidates who do not obtain the minimum qualifying marks shall be excluded from further selection process. The decision of LIC in this regard shall be final and binding on the candidates and no correspondence will be entertained in this regard.
II. The number of candidates to be called for interview will be approximately three times the number of vacancies to be filled in, subject to the availability of successful candidates in the online main examination and will be as per their ranking in their respective category.
III. The merit order of such group of candidates shall be as per the total marks in main examination and interview. Further, in case of similar marks of two or more candidates the final ranking will be arrived as follows:
a) As per their additional post graduation qualification (i.e. the person with higher educational qualification will be placed higher in the merit order) and further
b) In case of similarity in educational qualification, merit order will be decided on the basis of age, (i.e. senior in age will be placed higher in merit order). LIC will not be bound to take all the candidates with similar mark. It will only take candidates as per vacancy notified.
IV. Outstation candidates called for interview shall be entitled for re-imbursement of Second Class Ordinary to and from Railway/Bus Fare by the shortest route from the place of residence to the place of interview to be restricted to the fare by Railway Second Class Sleeper including the Reservation charges.
V. There will be no contingency/waiting list for candidates not declared successful in the main list.
Marks obtained in Main Examination + marks obtained in Interview will be considered for final merit listing of candidates, subject to minimum marks in both the exam.
Pre-Recruitment Medical Examination:
Candidates have to qualify for the Mains examination and interview. Shortlisted candidates in final merit list will have to undergo Pre-Recruitment Medical Examination and if found medically fit, will be offered appointment.
Pre-exam training for SC/ST/OBC/PwBD candidates:
SC/ST/OBC/PwBD candidates who wish to avail the benefit of pre examination training may register their name and other details with the Manager (P&IR), Divisional Office of LIC convenient to them within one week of last date of submission of online application. The Divisional Office will inform the registered candidates, the date and venue of the training. Such candidates will have to attend the training at their own cost on the appointed dates and at the venue advised to them. Candidates are required to refer to the website under the tab “Careers” for address of the Divisional Offices of LIC.
How to apply:
Candidates can apply online from 16.08.2025 to 08.09.2025. No other mode for application will be accepted.
Before applying online, candidates should be ready with/ for the following:
i. Scan their photograph, signature, thumb impression and handwritten declaration ensuring that both the photograph and signature adhere to the required specifications.
ii. Have a valid personal email ID and mobile no., which should be kept active till the completion of this Recruitment Process. LIC may send call letters for the examination etc. through the registered e-mail ID. In case a candidate does not have a valid personal e-mail ID, he/she should create his/her new e-mail ID and mobile number before applying online and must maintain that email account and mobile number
IMPORTANT POINTS TO BE NOTED BEFORE REGISTRATION
(i) Candidates should scan their :
- photograph (4.5cm × 3.5cm)
- signature (with black ink)
- left thumb impression (on white paper with black or blue ink)
- a hand written declaration (on a white paper with black or blue ink) (text given below) ensuring that all these scanned documents adhere to the required specifications.
(ii) Signature in CAPITAL LETTERS will NOT be accepted.
(iii) The left thumb impression should be properly scanned and not smudged. (If a candidate is not having left thumb, he/she may use his/ her right thumb for applying.)
(iv) The text for the hand written declaration is as follows –
“I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
(v) The above mentioned hand written declaration has to be in the candidate’s hand writing and in English only. If it is written and uploaded by anybody else or in any other language, the application will be considered as invalid. (In the case of Visually Impaired candidates who cannot write they have to get the text of declaration typed and put their left hand thumb impression below the typed declaration and upload the document as per specifications.)
(vi) Keep the necessary details/documents ready to make Online Payment of the requisite application fee/ intimation charges
APPLICATION FEES/ INTIMATION CHARGES/TRANSACTION CHARGES (NON REFUNDABLE) PAYMENT OF FEE ONLINE: 16.08.2025 to 08.09.2025
GST at applicable rate and Bank Transaction charges for Online Payment of application fees/intimation charges will have to be borne by the candidate.
Application Registration:
Application Fee
The Category wise Application fees for LIC AAO exam 2025 are given below.
| Category | Application Charges |
|---|---|
| SC/ST/PwBD Candidates | Intimation Charges of ₹85/- + Transaction Charges + GST |
| Other Candidates | Application Fee-cum-Intimation Charges of ₹700/- + Transaction Charges + GST |
Emoluments and Benefits:
Basic pay of Rs.88635/- per month in the scale of Rs. 88635- 4385(14)-150025– 4750(4) –169025 and other admissible allowances as per rules.
Total emoluments at the minimum of the scale, inclusive of House Rent Allowance, City Compensatory Allowance etc. wherever admissible depending upon the classification of the city will be approximately Rs.1,26,000/- per month in ‘A’ Class city. Other benefits are Defined Contributory Pension, Special Allowance for passing III (Insurance Institute of India) Examination and Actuarial Examination, Gratuity, LTC, Cash Medical Benefit, Group Mediclaim, Group Personal Accident Insurance, Group Insurance , Vehicle Loan (2-wheeler/4 wheeler) as per rules, meal coupon, reimbursement towards cost of Brief case/leather bags, mobile handset, supply of dailies and magazines and tea/coffee, mobile expenses, furniture reimbursement, maid allowance etc. as per rules. No provision herein shall be construed as creating any vested right in favor of the candidate/employee beyond the date of such modification.
Age Limit:
The category wise Age Relaxation provided to eligible candidates are tabulated below:
| Category Name | Age Relaxation (In Years) |
|---|---|
| SC/ST | 5 Years |
| OBC | 3 Years |
| PwBD (Gen) | 10 Years |
| PwBD (SC/ST) | 15 Years |
| PwBD (OBC) | 13 Years |
| ECO/SSCO (Gen) | 5 Years |
| ECO/SSCO (SC/ST) | 10 Years |
| ECO/SSCO (OBC) | 8 Years |
| Confirmed LIC Employees | Further 5 Years |
NOTE: Ex-servicemen, Commissioned officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCO’s) who have rendered 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within 6 months as on date of notification) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment
Education Qualification
The educational qualifications for the post of AAO (Generalist) is that the candidates must have Bachelor's degree in any discipline from any recognized Indian University/ Institution.
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MAHENDRA GURU