Dear Readers,
1-What are Time Liabilities ?
(1) The liabilities which Bank have to pay on demand
(2) The liabilities which Bank have to pay after specific time period.
(3) The liabilities which Bank have to pay to the Reserve Bank of India
(4) The liabilities which Bank have to pay to the central government
(5) None of these
2-Regional Rural Banks are classified under ---------------.
(1) Land mortgage Banks
(2) Co-operative Banks
(3) Commercial Banks
(4) Public sector Banks
(5) None of these
3-As we all know that Reserve Bank of India manages the circulation of currency. In this context which of the following decides the currency denomination value ?
(1) Planning Commission
(2) Reserve Bank of India Itself
(3) Government of India
(4) Finance Commission
(5) None of these
4-The country's First ever socio-economic and caste census to identify people living below poverty line was recently started from a tribal village Sankhola in _____.
(1) Tripura
(2) Assam
(3) West Bengal
(4) Maharashtra
(5) None of these
5-Which of the following is India's one of the major Microfinance Institution ?
(1) Grameen
(2) Bantra
(3) Brae
(4) Spandana
(5) None of these
6-When does the Central Bank increases the minimum statutory cash reserve ratio of the Commercial Banks ?
(A) When the economy is in deflationary condition
(B) When the economy is experiencing inflation
(C) When the Central Bank aims credit contraction.
(1) A and C
(2) All A, B and C
(3) B and C
(4) Only B
(5) None of these
7-The primary objective of selective credit control is _______.
(1) To raise the cost of credit for all purposes.
(2) To decrease the total supply of credit in the economy.
(3) To regulate total Bank credit and general level of interest rates.
(4) To influence allocation of credit among different borrowers and users.
(5) None of these
8-Consider the following measures.
(A) Changing the Bank rate
(B) Open market operation
(C) Increasing the Cash-Reserve Ratio
Which of the measures given above are taken by the Reserve Bank of India to control inflation in India ?
(1) A and B
(2) All A, B and C
(3) A and C
(4) Only C
(5) None of these
9-Bank rate refers to the _____.
(1) Interest rate at which Commercial Banks accept deposits from the public.
(2) Rate at which Central Bank rediscounts bills of exchange of Commercial Banks.
(3) Prime Lending Rate of Commercial Banks
(4) Interest rate at which Commercial Banks lend to the customers
(5) None of these
10-Which of the following would reduce the credit creation capacity of a Commercial Bank ?
(A) Deposits with the Central Bank
(B)Time and Demand deposits
(C) Cash in hand
(1) A and C
(2) Only B
(3) A and B
(4) All A, B and C
(5) None of these
Answer-
1. 2
2.4
3. 3
4. 1
5.4
6. 3
7. 4
8. 2
9. 2
10. 1
7. 4
8. 2
9. 2
10. 1
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MAHENDRA GURU