Dear Readers,
1-Legal Tender Money is____
(1) Accepted only by the Government
(2) Accepted by the people and the Government as per the law
(3) Not accepted for business purposes by the law
(4) Not accepted by the government
(5) None of these
2-Stock exchange securities do not include ______
(1) Debentures of companies
(2) Small debentures issued by port trusts
(3) Government promissory note
(4) Participation certificates
(5) None of these
3-Which of the following is not commercial bank ?
(1) Foreign Banks
(2) Private Banks
(3) RBI
(4) Regional Rural Banks
(5) None of these
4-A non - negotiable crossing is a _____
(1) Restricted crossing
(2) Special crossing
(3) Non- transferable crossing
(4) Parallel crossing
(5) None of these
5-Which of the following statements are true about Working Capital ?
(A) Working Capital is a financial metric which represents operating liquidity available to a
business, organization, or other entity, including government entity.
(B) Net working capital is calculated as current assets minus current liabilities
(C) The management of Working Capital involves managing inventories, accounts receivable
and payable, and cash.
(1) Only A
(2) Only B
(3) Only C
(4) All are true
(5) None of these
6-Floating Exchange Rate is also referred to as________
(1) Real Exchange Rate
(2) Controlled Exchange Rate
(3) Fixed Exchange Rate
(4) Flexible Exchange Rate
(5) None of these
7-Which of the following Negotiable Instruments can be crossed to the banks ?
(1) Cheques
(2) Bills of Exchange
(3) Drafts
(4) All of above
(5) None of these
8-Certificates of Deposits can be issued for a minimum period of______
(1) 1 year
(2) 6 months
(3) 4 months
(4) 3 months
(5) 45 days
9-When does the central Bank increase the minimum statutory cash reserve ratio of the commercial banks ?
(1) When the economy is in deflationary condition
(2) When the central Bank aims credit expansion
(3) When the economy is in recession
(4) 1, 2 and 3
(5) None of these
10-Which one of the following represents capital adequacy ratio for commercial banks ?
निम्नलिखित में से कौन सा वाणिज्यिक बैंकों के लिए पूंजी पर्याप्तता अनुपात का प्रतिनिधित्व करता है?
(1) Ratio of capital to risk-weighted assets
(2) Ratio of capital to advances
(3) Ratio of capital to short-term deposits
(4) Ratio of capital to non-performing assets
(5) None of these
Answer-
1. 2
2.4
3. 3
4. 5
5.4
6. 4
7. 2
8. 4
9. 5
10. 1
7. 2
8. 4
9. 5
10. 1
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MAHENDRA GURU