Dear Readers,
Banking Awareness has been an important part of various competitive exams, so we are here with a series of Banking Awareness Quiz on a daily basis on our platform. Follow the quiz daily to improve your banking awareness.
1-This function of the Central Bank involves buying and selling of government securities from or to the public.
a) Selective Credit Controls
b) Legal Reserve Requirements
c) Open Market Operations
d) None of these
2-Name the credit-control method which refers to the difference between the amount of loan and market value of the security offered by the borrower against the loan.
क्रेडिट-कंट्रोल पद्धति का नाम बताइए जो ऋण की राशि और ऋण के खिलाफ उधारकर्ता द्वारा दी गई सुरक्षा के बाजार मूल्य के बीच अंतर को संदर्भित करता है।
a) Selective Credit Controls
b) Moral Suasion
c) Margin Requirements
d) Legal Reserve Requirements
3-This bank operates in the public interest without any profit motive.
a) Reserve bank of India
b) State bank of India
c) Canara Bank
d) Allahabad Bank
4-Through the process of______________commercial banks are able to create credit, which is in far excess of the initial deposits.
____ की प्रक्रिया के माध्यम से वाणिज्यिक बैंक क्रेडिट बनाने में सक्षम होते हैं, जो कि प्रारंभिक जमा राशि से कहीं अधिक है।
a) Advancing loans
b) Money creation
c) Accepting Deposits
d) None of these
5-What will be the effect of an increase in the ‘Repo Rate on the Money Supply?
रेपो रेट में वृद्धि का मुद्रा आपूर्ति पर क्या प्रभाव पड़ेगा?
a) Money supply will increase
b) Money supply will decrease
c) Money supply will remain the same
d) Money supply will initially increase and then it will decrease
6-The ratio of total deposits that a commercial bank has to keep with the Reserve Bank of India is Called:-
a) Statutory liquidity ratio
b) Deposit ratio
c) Cash reserve ratio
d) Legal reserve ratio
7-Banks create credit:-
a) Out of nothing
b) on the basis of their securities
c) on the basis of their total assets
d) on the basis of deposits
8-IIf the total deposits created by banks is ₹ 10,000 crores and legal reserve requirements is 40%, then amount of initial deposits will be____________
यदि बैंकों द्वारा सृजित कुल जमाराशि ₹ 10,000 करोड़ है और कानूनी आरक्षित आवश्यकताएं 40% हैं, तो प्रारंभिक जमा की राशि ____________ होगी
a) ₹ 2000 crore
b) ₹ 3000 crore
c) ₹ 4000 crore
d) ₹ 14000 crore
9-Which of the following will increase the money supply?
a) Fall in repo rate
b) Purchase of securities in the open market
c) Decrease in, the cash reserve ratio
d) All of these
10-What is the other name of the money multiplier?
a) Credit Multiplier
b) Deposit Multiplier
c) Cash Reserve Ratio
d) a and b both
Answer Key:-
Q.1. Sol-(C)
Q.2. Sol-(C)
Q.3. Sol-(A)
Q.4. Sol-(B)
Q.5. Sol-(B)
Q.6. Sol-(C)
Q.7. Sol-(D)
Q.8. Sol-(C)
Q.9. Sol-(D)
Q.10. Sol-(D)
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MAHENDRA GURU